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Domestic Credit Insurance Financing (DCIF)

Insurance that provides protection to banks that will provide financing to customers / debtors / sellers against the possibility of the risk of not receiving some or all repayments from domestic buyers due to commercial risks.
  • Assured Risk : Commercial risk (Buyer goes bankrupt (Buyers’ bankruptcy), Buyer is declared bankrupt (Insolvency), Buyer refuses or is unable to pay for goods the seller has sent).
  • Amount of Compensation: Asei Insurance will pay a maximum compensation of 85% of the losses suffered by the Bank for financing domestic bills (excluding interest and penalties).
  • Coverage Cost: The amount of the premium is calculated from the premium rate for banks (already having a cooperation agreement) single flat rate