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Domestic Credit Insurance (DCI) Trading

This type of insurance will provide indemnity to the insured (seller) against risk of loss as a result of non-receipt for the part or all of payment from domestic buyer due to commercial risk.

The insured object is receivable/bill related to commodity/ goods/services domestically sold which condition of payment is under certain term.

Benefit:

  • To increase sales and competitiveness of seller as it may provide more attractive offer to buyer due to security perception given by the seller over the transactions made.
  • To provide protection against any possible default  (stabilizing seller’s financial condition). Buyer’s default (in part or whole) is an unforeseen risk of the seller. With the insurance, the risk will be transferred to Asei Re so that the insured/Seller will be avoided from financial loss/ disturbance.
  • To improve the credit management