The government decision to raise BBM prices in the country some time ago has an impact on all sectors of the economy. In practical terms, arise the price uncertainty situations which in turn will increase the potential risks involved. Different companies work plan have lot of delays and to work in progress began to emerge the need to re-negotiate the contract.

Situation and conditions are not conducive as described above, increase a potential business risk. It is seen from the various news that the banking sector is gradually slowed its credit growth. Given the intermediary function, the deceleration in the banking sector will also slow the rate of business growth both in the services sector and real sector. If not immediately anticipated, the multiplier effect of this situation will harm the national economy at large.

From the description above, it appears that there are at least 2 (two) interests that are diametrically opposite: the interests of the business world to the financing and banking interests to the security funds. It needed the instruments that can bridge these two of interests.

For these purposes, at September 18th 2008 , PT. Asuransi Ekspor Indonesia (Persero) and Bank Victoria International, Tbk (Bank Victoria) agreed to sign the Cooperation Agreement in the sector of Credit Insurance. Asuransi ASEI parties represented by Mr. Zaafril Razief Amir and Mr. Martin F. Simarmata while the Bank Victoria was represented by Mr. Daroel 0. Aboebakar and Mr. Suwito Ayub

Asuransi ASEI as State Owned Enterprises was assigned to be a bridge for the interests of business and banking interests as described above. Through one of its main product: CREDIT INSURANCE, Asuransi ASEI was ready for national duty. With the CREDIT INSURANCE, banks can securely distribute credit and the business can obtain financing to continue and develop their business.

As is known, PT. BANK VICTORIA INTERNATIONAL, Tbk (Bank Victoria) is one of the open company with loan portfolio growth quite well. With the corporate vision of "Being a national retail bank that strong, healthy, efficient and reliable", Bank Victoria has shown that business performance is always increased from year to year. In this moment, Asuransi ASEI will act as RISK GUARANTOR for financing facilities that provided by Bank Victoria in the form of:
• Working Capital Loan Transactional for the Procurement of Goods Trade Financing, Account Receivable Financing and Construction.
• Credit of Executing Pattern to the BPR & Cooperatives,
• Issuance of Bank Guarantee for the Construction Sector.

It is expected that with the cooperation with Asuransi ASEI, Bank of Victoria would be better able to improve the credit portfolio while still implementing a sound risk management so that they can directly participate in improving the national economic growth.