Covering property's damage and loss caused by fire, natural disaster, or other damage with sudden occurrence. ASEI also provides insurance for any business interruption loss caused by fire.

Types of Property Insurance:
• Polis Standar Kebakaran Indonesia (PSKI)
  Property insured by PSKI is house, building, shop, etc. The indemnification will be given to the insured for any damage or loss caused by fire, thunder movement, explosion, aircraft crash, and smog from fire in property being insured.
• Industrial All Risks (IAR) or Property All Risks (PAR)
  The insurance for this policy is broader that PSKI's insurance. The policy will give indemnification for any property damage or loss caused by sudden occurrence and unexpected except for exceptional items in Exclusion section within the policy. The insurance covered includes loss from natural disaster such as flood, landslide, storm, etc. The property that is being covered usually includes factory, office building, hotel, apartment, shopping center, etc.

Covering any damage or loss caused by material damage and third party liability during construction period or erection period, as well as equipment and electronic damage or loss.

In general, engineering insurance is categorized into two branches. There are Project Engineering Insurance and Non Project Engineering Insurance:

There are two types of policy for Project Engineering:
• Contractor All Risks / CAR
  CAR Insurance cover the object's damage or loss that being insured during construction period and maintenance period. The cover will be given also for third party liability during construction period. Example: road development, bridge, building, etc.
• Erection All Risks Insurance / EAR
  EAR Insurance cover object's damage or loss that being insured during erection period and maintenance period. The cover will be given also for third party liability during erection period. Example: factory equipment installation, antenna installation, etc.

There are some types of policy for Non Project Engineering:
• Electronic Equipment Insurance/EEI
  EEI Insurance covers electronic equipment damage or loss caused by external hazard such as short circuit, fire, etc. For example: television studio equipment insurance, CCTV, telecommunication equipments, etc.
• Machinery Breakdown Insurance/M.B
  MB Insurance covers machinery breakdown damage or loss caused by its machinery itself and not from external hazard. For example: factory machinery insurance, refrigerator, etc.
• Loss of Profit following Machinery Breakdown (M.L.O.P) Insurance
  MLOP Insurance covers the loss of gross profit that occurs from machinery breakdown, refrigerator and other machineries insured under MB Insurance.
• Boiler and Pressure Vessel Insurance
  It covers the loss from boiler explosion or pressure vessel. The insurance includes the damage from the insured's object, the damage from the insured's property, and third party liability either on physical or property damage.
• Deterioration of Stock (D.O.S) Insurance
  D.O.S Insurance covers the loss from goods deterioration inside cold storage caused by cold engine. In order to have a claim settlement for this insurance, the cold engine must be insured with Machinery Breakdown Insurance.
• Civil Engineering Completed Risk (C.E.C.R) Insurance
  It covers for finished civil engineering being developed such as bridge, barrage, port, and other civil property. The insurance will cover for damage caused by fire, earthquake, flood, landslide, storm, etc.
• Contractor's Plant and Machinery / CPM
  CPM Insurance covers for any damage or loss in heavy equipment used that is caused by collision, tumbled, burglary, natural disaster, etc. For example: insurance for tractors, excavator, bulldozer, etc.

Insurance that covers the damage or loss of goods transported from one place to another by using of land transportation (truck, train, trailer), sea (ship), air (aircraft).

Insurance provided includes all risks condition where cover all risks caused by the loss or limited condition where cover the loss caused by the mentioned risks stated in the policy. This includes fire, transport vehicle accident (stranded, sink, inversed, collision), loading and unloading in the emergency port, earthquake, volcano eruption, jettison, and general average loss and other cause.

Insurance that covers the damage or loss for the vessel caused by perils of the seas such as bad weather, collision, sinking, stranded. It also covers risks of fire, explosion, piracy, jettison, collision, crew negligence, etc. Moreover, Marine Hull Insurance also covers for third party liability caused by collision liability and general average loss.

Policy provided includes full terms coverage and total loss coverage. Full terms insurance is for partial loss and total loss. Total loss condition is only for total loss coverage.

Right now ASEI is preparing to set up products for oil and gas insurance by developing special unit that handles oil and gas insurance, trains employees, and implementing a supported system for this insurance.

The insurance covers the damage or loss for exploration equipment and oil production. Equipments that could be covered such as jack-up, semi-submersible, ship-shape, platform, and other exploration and production equipments either on onshore or on offshore.

Also, the insurance coverage could be used in rig development project, pipe installation, and other works that relate in oil and gas business.

This insurance covers the aircraft damage or loss during the flight, mooring, or on the ground. The insurance also covers the damage or loss on hull, spares, passenger legal liability, and third party liability. Standard coverage could be extended to war risks, hijacking, and allied perils.

The insurance is also provided for aircraft crew personal accident and pilots who loss the license caused by accident or ill.

In addition, this insurance offers the coverage for airport owner liability, which is a guarantee for airport owner responsibility to third party in return to material damage or physical damage caused by airport activity.

This insurance covers the damage or loss of satellite, including third party liability.

Types of coverage provided are:
• Construction Insurance
  Provides the coverage for damage or loss during satellite construction in satellite manufacturer.
• Pre-Launch Insurance
  Provides the coverage for damage or loss during satellite shipment from satellite manufacturer to the launch site, satellite sub system assembly and verification, until final test before launch.
• Launch Insurance
  Provides coverage for damage or loss (including launching failure) for satellite starting in rocket initiating to satellite reaching the orbit.
• Satelit In-Orbit Insurance
  Provides coverage for damage or loss during satellite operational phase when satellite operates in the decided orbit.
• Liability Insurance
  Provides the coverage for property damage and bodily injury since satellite construction period until satellite operational phase.

It covers the loss caused by Insured personal accident or persons that are being insured includes persons relating to the insured such as the insured's employees, the insured's family, etc.

The coverage includes in the accident causing death, handicapped (partial or total), temporary handicap (partial or total), and out-of-patience.

Covering third party liability either on bodily injury or property damage during business activity run by the Insured.

Types of coverage includes:
• Comprehensive General Liability
• Public Liability
• Employer's Liability

Insurance that covers the money loss owned by the Insured.

Types of insurance are:
• Cash In Safe (CIS) Insurance
  Insurance that covers the money loss owned by the insured in safe box.
• Cash In Transit (CIT) Insurance
  Insurance that covers money loss owned by the insured during delivery from one place to another.
• Cash In cashier's Box (CICB) Insurance
  Insurance that covers money loss owned by the insured safe in the cashier or places where transaction done.
• Fidelity Guarantee (FG) Insurance
  Insurance that covers money loss owned by the insured caused by employee's dishonesty handling in cash management.

An insurance that covers insured's property loss caused by theft/burglary with break and enter to the property's place.