Sharia Property Insurance

Provide compensation for damage or loss of property.

Asei Insurance provides compensation to the Insured for damage or loss of the insured property caused by fire, lightning strike, explosion, falling airplane, and smoke originating from the fire of the insured property.

The following is the coverage we offer:

1. Indonesian Fire Insurance Standard Policy (PSAKI)

   Asuransi Asei provides coverage for losses, damage or destruction of property (buildings and their contents) caused by fire or for other causes specified in the insurance contract.

2. Property All Risks (PAR) / Industrial All Risks (IAR)

   Asuransi Asei guarantees all risks of loss (except for a few risks listed in the exclusions). PAR/IAR is the most popular type of insurance compared to other types of insurance, because it guarantees all risks of loss except for a few risks listed in the exceptions.

3. Indonesian Earthquake Insurance Standard Policy (PSAGBI)/Earthquake

   Asuransi Asei guarantees damage to risk objects (buildings, factories, houses, etc.) caused by earthquakes, volcanic eruptions, and tsunamis.

4. Terrorism and Sabotage Insurance (TAS)

   Asuransi Asei guarantees protection against loss/damage to the insured object due to acts of terrorism and sabotage. Parties that can become the Insured are companies and direct individuals/agencies.

5. Business Interruption (BI) Insurance

   Asuransi Asei provides guarantees for loss/loss of income from the Insured’s business as a result of the occurrence of risks to the insured property/property or to replace the loss/lack of funds needed to run the business as a result of the occurrence of risks. Parties that can become the Insured are companies and direct individuals/agencies.